cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Khozainul Ulum
Contact Email
jesunisla@gmail.com
Phone
+6282244470719
Journal Mail Official
jesunisla@gmail.com
Editorial Address
Jl. Veteran 53A Lamongan
Location
Kab. lamongan,
Jawa timur
INDONESIA
JES (Jurnal Ekonomi Syariah
Published by Universitas Islam Lamongan
ISSN : 25285610     EISSN : 25410431     DOI : http://dx.doi.org/10.30736/jes.v7i2
Core Subject : Economy,
Economics, Econometrics & Finance
The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 5, No 1 (2020): Maret" : 6 Documents clear
Format Pengelolaan Dana Tabungan Haji Untuk Pembangunan Sektor Riil Melalui Skema Project Based Sukuk (PBS) Dalam Kajian Fikih Huril ‘Aini
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (348.515 KB) | DOI: 10.30736/jesa.v5i1.74

Abstract

One form of sharia financial instrument that has been widely issued by both corporations and the state is sukuk, sharia bonds. Sukuk emphasizes investment income not on the interest rate, but on the level of income based on the level of profit sharing ratio the amount agreed upon by both parties (issuers and investors) at the time of the contract. The purpose of this research is to examine the implementation of the Project Based Sukuk (PBS) scheme of the hajj funding to fund the development of the real sector, especially infrastructure in Indonesia in the perspective of fiqh studies. In this study, the author conducts an analysis of the study of literature and scientific journals so as to produce a conclusion related to the application of PBS on hajj funding. This type of research is qualitative research. To obtain relevant data, data collection techniques such as rule review and literature study are used. The results show that the financing of infrastructure projects using PBS schemes sourced from hajj funds can be done with the following conditions: (1) sukuk issued in accordance with and fulfilling Islamic sharia rules and regulations (2) infrastructure benefits are primarily aimed at the welfare of prospective pilgrims and the general public (3) financing must be aimed at investment portfolios with low risk and provide guaranteed returns to maintain the security, usefulness and prudence of managing pilgrims funds (4) the majority of ulama agrees that the management of hajj savings funds may be invested in the project based sukuk. Keywords: project based sukuk, sharia bonds, hajj funding
Implementasi Maqasid Al-Shari’ah Dalam Manajemen Strategis Syariah Mohamad Toha; Khoirur Rozikin
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.934 KB) | DOI: 10.30736/jesa.v5i1.75

Abstract

The problem faced by developing countries is the welfare of its citizens. Welfare is an important part of a country. Even the purpose of establishing a country is nothing but the welfare of its people. Various ways, rules, methods, tools, approaches and policies have been tried and carried out by the state in order to achieve these welfare goals. Not only are people in a country that wants to prosper, many companies in developing countries want welfare in the companies they manage. But these companies tend to use conventional strategic management concepts in this modern era. In fact, these companies still experience various problems, both internal and external problems. They incur huge costs to implement various modern management models, but some are lacking and do not bring satisfaction. The implementation of maqa>s}id al-shari>’ah as the making of Islamic law in strategic management is very rarely used, both in terms of economy and government, people are more likely to use conventional strategic management concepts proposed by scientists from the west. This is what causes fraud or dishonesty in managing a company. Therefore this paper is intended to examine the implementation as a form of Islamic law in sharia strategic management. This paper explains that the concept of conventional strategic management is considered a failure in regulating one's behavior towards a better organization. The implementation of maqa>s}id al-shari>’ah as making Islamic law in sharia strategic management is considered by the author as a better alternative than conventional strategic management concepts. Keywords: maqa>s}id al-shari>’ah, islamic law, sharia strategic management
Pemikiran Al-Ghazali Tentang Mekanisme Pasar Dan Penetapan Harga Indra Hidayatullah
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (332.894 KB) | DOI: 10.30736/jesa.v5i1.76

Abstract

Market, country, individual and society have always been a hot topic of economic discussion. The market is one of the economic driver in a country that has an overall success can be seen from the market mechanism that carried out. The economic real good of the country is driven by market mechanisms that uphold freedom and justice. Hence, the market is free and impartial. The operation of a market will be determined by several factors such as price, demand and supply, distribution and specialization of workers. In case those factors run according to the rules in the country, the economy in the country will be stable certainly. The market is a natural mechanism for exchanging goods and services and it has been going on since the beginning of human changes. Islam places the market in an important position in the economy. The practices during the time of Rasulullah SAW and al-Khulafa> al-Ra>shidu>n showed a large market role. Rasulullah SAW really appreciated the price that was formed by the market as a fair price. In the history of economics world, several Islamic economies have emerged that raise scientific themes about market mechanisms, such as the thought of al-Ghazali. The book Ih}ya> ‘Ulu>m al-Di>n is one of his great works and one of the major works in the Islamic library. Although there are several other works of al-Ghazali in various fields of economics but the essence of his entire essay include his discussion of economics is the book Ih}ya> ‘Ulu>m al-Di>n. It provides features and characteristics of Islam in various sciences (moral, tas}awwuf, economic and other), be one source of economics. Al-Ghazali, an Islamic scholar has socio-economics thought, rooted in a concept called “the socioeconomic welfare function”. The concept based of all his works is the concept of mas}lah}ah or social welfare, which is the concept that covers all human activities and makes close relations between individual and society. Keywords: al-Ghazali thinking, market mechanism, price determination
Analisis Penerapan Wakaf Polis Di Asuransi Syariah Nur Dinah Fauziah; Tanto Fatkhurrozi
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (361.278 KB) | DOI: 10.30736/jesa.v5i1.77

Abstract

Economic development in Indonesia has led to the new various products and also the sharia economic development in Indonesia, although it is still relatively young, but the sharia economy continues to thrive with various types of products that can increase the economy. The development of insurance in Indonesia is the form of variation that is able to make Islamic insurance can remain in financial products that are still in demanded by the public, also Waqf polis insurance is a waqf plan by legally inheriting a portion of the asset ownership by waqif when the person dies but can still enjoy the benefits of the assets represented as long as the waqif lives up to the potential and benefits of waqf and its management is productively waqf from the insurance side especially from sharia insurance with the combination of waqf and insurance. This research belongs to the type of literature study research by looking for theoretical references that are relevant to the cases or problems founded and also from several previous studies and from the internet. Productive waqf insurance is successfully integrated so that Indonesia's economy growth through waqf can be realized immediately. Keywords: waqf, sharia insurance, polis wills
Analisis Perbandingan Kinerja Layanan Keuangan Korporasi Di Indonesia (Studi Kasus Pada PT. Bank Mega Tbk dan PT. Bank Mega Syariah) Ayif Fathurrahman; Harun Thalib
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (270.179 KB) | DOI: 10.30736/jesa.v5i1.72

Abstract

In Indonesia, the banking economy in carrying out its functions is based on the principle of prudence. The main function of banking is to collect funds from the public, and at the same time channel public funds and support the implementation of national development in order to increase the level of equitable development, national economic growth and national economic stability, towards improving the better living standards of the people. It is stated in Act Number 10 of 1998 concerning banking, that banks as business entities collect funds from the public in the form of deposits and distribute them to the public in the form of credit and or other forms in order to improve the standard of living of the community. The purpose of this research is to analize the financial performance  comparison between Bank Mega (conventional) and Bank Mega Syariah from 2012 to 2018, by using these financial ratio aspects: CAR (capital adequacy ratio), NPL (non performing loan), ROA (return on assets), BOPO (biaya operasional dan pendapatan operasional), LDR (loan to deposit ratio). The data used in this research is the secondary data obtained from banking statistics issued by Otoritas Jasa Keuangan (OJK) from 2012 to 2018, with using Independent Sample T-Test analysis methode in SPSS 16 software. The result shows that there is a significant difference in LDR, NPL,BOPO ratio and no significant difference in CAR and ROA ratio  between PT Bank Mega Tbk, (conventional) and PT Bank Mega Syariah In financial performance aspect, PT Bank Mega Tbk is better. However, in liquidity aspect, PT Bank Mega Syariah is better. Keywords: PT Bank Mega Tbk, PT Bank Mega Syariah, CAR, NPL, LDR, BOPO, ROA
Penerapan Etika Bisnis Islam Terhadap Kelangsungan Pembiayaan SPBU Mini Di KSPPS Bina Syariah Ummah Jawa Timur Agus Wahyu Irawan
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (258.738 KB) | DOI: 10.30736/jesa.v5i1.73

Abstract

Islamic financial institutions are developed as an alternative to the practice of people who want sharia transactions. Criticism of conventional financial institutions by the concept of sharia is not rejecting cooperatives. However, providing solutions to the transaction community that is avoided from the elements of usury, gambling (maysi>r), uncertainty (ghara>r), and inner. With the prohibition of usury, maysi>r, ghara>r, and heart in the transactions of financial institutions, they can instead apply contracts in accordance with Islamic business ethics. The purpose of this article is to find out the application of Islamic business ethics to the financing of mini gas stations at KSPPS Bina Syariah Ummah, East Java. The method used in writing this article is a descriptive qualitative. Analysis method is based on field studies. Analytical studies are intensive testing, using various sources of qualitative evidence. From the data obtained is then arranged according to the rules and analysis in accordance with the rules of writing so as to facilitate the discussion of existing problems. Methods of data collecting: interview, observation and documentation data. With this method, the author wants to examine how Islamic business ethics views about financing mini gas stations. The results of this study shows that  application of business ethics in business is appropriate and good, the impact on the business is also good. So Islamic business ethics has been tested and brought benefits if applied properly. Keywords: islamic ethics implementation, SPBU funding continuity

Page 1 of 1 | Total Record : 6

 1 

Filter by Year

2020 2020


Reset
Filter By Issues
All Issue Vol 8, No 2 (2023): September Vol 8, No 1 (2023): Maret Vol 7, No 2 (2022): September Vol 7, No 1 (2022): Maret Vol 6, No 2 (2021): September Vol 6, No 1 (2021): Maret Vol 5, No 2 (2020): September Vol 5, No 1 (2020): Maret Vol 4, No 2 (2019): September Vol 4, No 1 (2019): Maret Vol 3, No 2 (2018): September Vol 3, No 1 (2018): Maret Vol 2, No 2 (2017): September Vol 2, No 1 (2017): Maret Vol 1, No 1 (2016): September More Issue